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House KeySecond Mortgage Loans for Downpayment Assistance

These programs provide assistance for down payment and closing costs and they can only be used with House Key State Bond first mortgage loan program. 

All downpayment assistance loans are due and payable upon sale, transfer, non-occupancy or refinance of property.  The Commission does not subordinate our second mortgages upon refinance of the first mortgage.

House Key Plus  House Key Plus is a second mortgage program for qualified borrowers. This program funds up to $10,000 in all counties.

HouseKey ARCH  House Key Plus ARCH East King County is a second mortgage program for qualified borrowers buying a home or condominium within an ARCH member city or surrounding unincorporated east King County ARCH area.   Funds unavailable: taking a wait list based on cancellations

House Key Bremerton  House Key Plus Bremerton is a second mortgage program with a 3.00% interest rate and a fifteen-year loan term for people buying in Bremerton City Limits.

HomeChoice  HomeChoice is a second mortgage program for qualified borrowers who have a disability or a family member with a disability living with them.  Funds up to $15,000.  One-on-one counseling is required.

House Key Schools  House Key Schools is a second mortgage program for teachers and employees of community or technical colleges and K-12 public or private schools.  Funds up to $10,000.

House Key Plus Seattle  House Key Plus Seattle is a second mortgage program for people living within the city limits of Seattle.

House Key Veterans  House Key Veterans is a second mortgage program for Veterans who have served our country. Funds up to $10,000.

If you have questions about Homeownership, please call us at 800.767.4663 or email askusHO@wshfc.org.

DISCLAIMER The sponsorship by the Commission of a homebuyer education seminar does not endorse a person, business practice, product or service other than those of the Commission.

06/07/2011

Washington State Housing Finance Commission | 1000 2nd Ave | Seattle, WA 98104
206.464.7139 | 800.767.4663 | WebMaster@wshfc.org
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