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Disclaimer: The sponsorship by the Commission of a homebuyer education seminar does not endorse a person, business practice, product or service other than those of the Commission.
Through local partnerships, the Commission helps homebuyers learn how to purchase and maintain a home. Commission-sponsored homebuyer education seminars are the first step in purchasing a home. They are free and open to the public, include information about the Commission's first mortgage programs, downpayment assistance, and other loan programs; and are accepted by all affordable housing loan programs as meeting or exceeding educational requirements.
INSTRUCTORS HAVE ATTENDED TRAINING AND AGREED TO STANDARDS WHICH ASSURE THAT:
Seminars are at least five hours in length, covering all major aspects of the home buying process
Seminars are presented in an open, unbiased format
Seminars use approved training materials and handouts
Seminars are offered by professionals who have attended the Commission's instructor training
No direct marketing or sales presentations may be given either by the instructor or any guest speakers
Guide To Home Loans workbook is provided by the Washington State Department of Financial Institutions.
RESERVATIONS ARE REQUIRED FOR ALL SEMINARS
If you will be using any of the Commission's programs to purchase your home, you must complete the seminar before your loan officer can lock in your interest rate. Many people find they gain enough information at the seminar to successfully locate and finance a home of their own. Others may find they need additional assistance. Contact us with questions at askusHO@wshfc.org.
ONLINE HOMEBUYER EDUCATION
It is highly encouraged to take an in-person class as listed on our website. If you are unable to take an in-person class, you can also take a self-study course online. This course is the only online course accepted by the Commission. There are no exceptions to this policy.