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House Key VeteransHouse Key Veterans Downpayment Assistance Loan Program

House Key Veterans is a downpayment assistance, second mortgage loan program with a 3.00% interest rate and payments deferred for up to 30 years for Washington State veterans who have served our country. House Key Veterans combines with the Home Advantage first mortgage loan program.

ELIGIBLE BORROWERS

Persons receiving an honorable discharge or who have received a discharge for medical reasons with an honorable record;

Members and honorably discharged former members of the Washington National Guard and Reserve; and

Never remarried spouses and dependent children of deceased Veterans. 

Borrowers must be first-time homebuyers or buying in a targeted area.  Borrowers must qualify for the Home Advantage Program first mortgage loan program.

MAXIMUM INCOME TO BE ELIGIBLE FOR THE HOUSE KEY VETERANS PROGRAM as of 04/28/2017

King/Snohomish $96,000

Island $77,300

Kitsap $77,100

All Other Counties $76,500

Borrowers must attend a Commission-sponsored homebuyer seminar prior to reserving funds.  Cash back to borrowers is not allowed.

MAXIMUM LOAN AMOUNT

Eligible households may qualify for a maximum loan amount of up to $10,000.  A participating loan officer can help you determine an acquisition price you can afford, how much cash you will need to close, and how much you can borrow on a House Key Veterans loan.

PARTICIPATING LENDERS

See Premier Participating Lenders who have been helpful to first-time homebuyers. Your Lender will help you determine if this downpayment assistance program is the best fit. You may want to consider the Home Advantage Needs Based Option.

QUESTIONS

If you have questions about the House Key Veterans Downpayment Assistance Loan Program, please contact Dietrich Schmitz at 206-287-4459 or toll free at 800-767-4663, Ext. 459, or by e-mail dietrich.schmitz@wshfc.org.

Have you contacted the WA State Department of Veterans Affairs to discuss benefits?
Please visit
http://www.dva.wa.gov or call 1-800-562-2308 

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Read about the Memorandum of Understanding between The Washington State Department of Veterans Affairs (WDVA), Washington State Housing Finance Commission (WSHFC), and Washington Association of Realtors®.

   

 
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