HOME BUYER PROGRAMS
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Premier Partners

Loan Officers who have helped the most homebuyers use WSHFC loan programs:

Laura Wells, Guild Mortgage, Spokane Valley

Kimberly A. Toskey, Guild Mortgage, Northgate

Jason Gosser, Guild Mortgage, Lynnwood

Glenn Leach, Cobalt Mortgage, Puyallup

Julia Hansen, Guild Mortgage, Spokane

Terry Wiyrick, Sterling Bank, Spokane Valley

Fenja Swope, The Advisors, Yakima

Cristie Stapp, Guild Mortgage, Seattle

Jary Martinson, Evergreen Home Loans, Vancouver

Lin Helm, Eagle Home Mortgage, Seattle

Top five Loan Officers in each region who have closed at least two Commission loans in the last quarter.

Verify a mortgage company or individual: www.nmlsconsumeraccess.org

LAURA WELLS, Guild Mortgage, Spokane Valley

Laura Wells has over 21 years of experience in mortgage lending and holds the designation of Certified Mortgage Planning Specialist. A seasoned Premier Partner, Laura has helped more than 2,800 low-to-moderate income families in Spokane on their paths to homeownership. Laura works with her clients to help them understand the home loan process, from pre-qualification to keys in their hands, and how to reach their long-term financial goals. As a dedicated financing advisor she feels that the Commission’s programs including the Home Advantage and HomeChoice programs are among the most helpful, unique ways to meet borrower’s financial goals. Laura is passionate about improving lives through home ownership and one of the ways she helps borrower is by holding weekly Commission-sponsored homebuyer education seminars in the Spokane area. If you’re looking to buy a home in the Spokane area, please call Laura and her team at 509.279.2320 Ext 25 – Office, her assistant at 509.279.2320 Ext 18, 509-714-9411- Cell, or email her at LWells@GuildMortgage.net.

KIMBERLY A. TOSKEY, Guild Mortgage, Northgate

As a Premier Partner, Kim Toskey has helped more than 1,200 low-to-moderate income families along their paths to homeownership. Kim works with her clients to help them understand the home loan process, budgeting and how to reach their long term financial goals. Kim partners with local nonprofits to teach homebuyers’ education and is considered an expert in the fields of credit and downpayment assistance. Volunteering with national and local organizations and spearheading professional collaboration, Kim works to facilitate financial literacy and equal access to homeownership. Kim is currently a board member of the Washington Homeownership Resource Center and is excited to be part of the leadership guiding this vital information resource through these times of change. If you’re ready to get started on your journey to homeownership, call Kim Toskey 425.422.5286 or email: ktoskey@guildmortgage.net WA Lic# LO-184361

JASON GOSSER, Guild Mortgage, Lynnwood

Jason, a Western Washington native, has been originating loans for over eighteen years and is proud to offer his clients a wealth of experience and knowledge in home financing. Jason possesses the ability to listen to the needs of his borrower in order to find the perfect loan program. His product knowledge and experience is well rounded to which he emphasizes first time home buyer, government programs, and zero down loan programs. To begin the process of purchasing your first home, please contact Jason at jasong@guildmortgage.net or 425-412-5244. MLO-120413

GLENN LEACH, Cobalt Mortgage, Puyallup

Glenn’s bio is best expressed with stories of real people: Janna cried when Glenn told her the loan had closed and the house was hers. She had lived a hard life of poverty, poor choices, and unlucky breaks. Discouraged, unemployed, poor credit, raising a child with a severe developmental disability, she longed for a better life and owning a home someday. She came to one of his homebuyer classes and learned about the Commision's programs and what she needed to do to qualify for a loan. Inspired and determined, she got a job, worked on her credit, and saved her money. It took awhile, but combining her hard work with the Commission's programs and 4 different downpayment assistance programs, her homeownership dream became reality, and the tears flowed. People have asked Glenn why he is so dedicated to working with many low-income, disabled, Section 8, and credit-challenged borrowers. His answer: “These programs don’t just help people buy houses – these programs can literally change people’s lives. I love being a part of that!” Contact Glenn at 253-268-1089 or glenn.leach@cobaltmortgage.com.

JULIA HANSEN, Guild Mortgage, Spokane

It has been Julia’s pleasure to be a SR Mortgage Loan Officer in the Spokane area since 1997. As a longtime resident, Julia can bring a level of local knowledge that only comes from living and working within the community. She has been a First Time Home Buyer Instructor for Washington State Housing Finance Commission since 2000 and works closely with local non-profits, such as SNAP and The Arc of Spokane. Buying a home will be the biggest financial investment you will make in your life, and you want someone with extensive knowledge and experience in the local market on your side. Julia is very passionate about what she does. Julia says, “I am so blessed each and every day to help clients realize the American Dream of Home Ownership. I look forward to earning your trust and business.” If you would like more information contact me today at 509-994-4468 or email at jhansen@guildmortgage.net or visit my website at http://www.guildmortgage.com/officers/juliahansen.

TERRY WIYRICK, Sterling Bank, Spokane Valley

Terry has been working with First Time Home Buyers to help them achieve their dream of homeownership for 25 years in the Spokane area. With a wealth of mortgage experience that encompasses all types of mortgage programs including House Key, FHA, VA, HUD-184 Native American Loan, USDA, Conventional, etc… you can be assured that he will find you the right program for your specific situation. Or, if your current situation does not allow you to qualify to buy a home, he will be able to counsel you on what you will need to do so that you will qualify in the near future. It is that kind of dedication to all aspects of the mortgage process for his clients that sets Terry apart from the rest of the industry. If you’re ready to start down the path towards homeownership, call Terry Wiyrick at 509.230.9310 or e-mail him atterry.wiyrick@bankwithsterling.com ... Your Lender for Life!”

FENJA SWOPE, The Advisors, Yakima

Fenja is a wife, mother and native of Yakima. She’s been in the industry for 17 years and has years of experience with constant changes in the mortgage industry. One thing that hasn’t changed for Fenja is experiencing the joy of creating homeownership. The Washington State Housing Finance Commission programs are a great way to accomplish this by offering assistance and sponsoring home buyer education classes. I have been helping with these classes for 10 years” says Fenja. Fenja has extended knowledge with FHA, VA and USDA loans and feels these programs are crucial to obtaining homeownership. Please call Fenja at 509-457-6552or email fenjas@theadvisorsnw.com.

CRISTIE STAPP, Guild Mortgage, Seattle

Cristie has been teaching first time buyer classes since 1995. Working with homebuyers; her first two priorities are educating her clients and making sure they receive a loan appropriate to their current and future financial needs and goals. She is always an advocate for her clients. Having been a Premier Partner for many years, she is a supporter of and believer in the Commission’s loan programs. The mortgage industry is in a state of constant change. Cristie prides herself with keeping up with the latest regulations and loan program updates; so her clients receive dependable information. In today’s times, Cristie’s dedication and tireless effort insure her clients have her unparalleled expertise helping them navigate through the entire loan process. Please, call Cristie Stapp at 206-310-3402 or email at cstapp@guildmortgage.net to reach your destination of homeownership.

JARY MARTINSON, Evergreen Home Loans, Vancouver

For the last 15 years, Jary has had the privilege of helping thousands of families to improve their lives through home ownership. He couldn’t do it without the help of the Washington State Housing Finance Commission, the great company that he works for, and all of his industry partners. He looks forward to continuing to help families obtain their housing goals, while making a positive impact to the industry. Jary is a great resource and can be reached directly or by text at 360.823.3473. You can also contact Jary at jmartinson@evergreenhomeloans.com or through his website: www.jaryloan.com NMLS 214653

LIN HELM, Eagle Home Mortgage, Seattle

Lin has over 30 years of experience in mortgage lending, which includes underwriting, processing and originating home loans. She specialized in first time home buyers and takes pride in helping them find the perfect loan program to fit each unique individual’s housing needs. Her vast knowledge and experience with loan programs that include FHA, VA, USDA and Conventional , gives her the ability to help home buyers to prepare for home ownership, whether it be today or in the future. By calling Lin Helm at 206-940-7693 or emailing her at linhelm@uamc.com, you can get started towards your goal of home ownership today.

TOP LOAN OFFICERS BY REGION

Listed are the top five in each region with a minimum of two Commission loans in the last quarter.

Benton, Franklin & Walla Walla Counties

Crystal Burdo, Sterling Bank
6 loans closed this quarter
509-783-7300 crystal.burdo@bankwithsterling.com

Gordon Drane, Sterling Bank
6 loans closed this quarter
509-735-1895 gordon.drane@bankwithsterling.com

Jim Pogue, Cobalt Mortgage
5 loans closed this quarter
509-737-6012 jim.pogue@cobaltmortgage.com

Tera Davis, Academy Mortgage
2 loans closed this quarter
509-527-3375 terawatts@yahoo.com

Dagoberto Velasquez Cobalt Mortgage
2 loans closed this quarter
509-783-6014 dago.velasquez@cobaltmortgage.com

Chad Crithfield, Cobalt Mortgage
2 loans closed this quarter
509-737-6000 chad.crithfield@cobaltmortgage.com

Clallam County

Aimee Dennis, Eagle Home Mortgage
3 loans closed this quarter
360-808-1700 adawson@eaglehomemortgage.com

Clark & Cowlitz Counties

Christine Robison, Eagle Home Mortgage
9 loans closed this quarter
360-573-4112 ext. 233 crobison@eaglehomemortgage.com

Chequeta Nutt, Evergreen Home Loans
7 loans closed this quarter
360-666-6888 cnutt@evergreenhomeloans.com

Rochelle Gano, Evergreen Home Loans
6 loans closed this quarter
360-260-6979 rgano@evergreenhomeloans.com

Jary Martinson, Evergreen Home Loans
5 loans closed this quarter
360-553-7054 jaryhl@gmail.com

James Spooner, Paramount Equity Mortgage
5 loans closed this quarter
360-816-9633 spoonman98662@yahoo.com

Kristi Barber, Republic Mortgage
5 loans closed this quarter
360-957-1757 kbarber@republicmortage.com

King County

Kim Toskey, MLO-184361, Guild Mortgage
14 loans closed this quarter
425-422-5286 ktoskey@guildmortgage.net

Cristie Stapp, Guild Mortgage
12 loans closed this quarter
206-310-3402 cstapp@guildmortgage.net

Steve Ferrell, Republic Mortgage
11 loans closed this quarter
206-300-9426 sferrell@republicmortgage.com

Lin Helm, Universal American Mortgage
9 loans closed this quarter
877-355-1679 linhelm@uamc.com

Jeff Wood, HomeStreet Bank
7 loans closed this quarter
206-264-4262 jeff.wood@homestreet.com

Kitsap County

Kathy Hite, First Security Bank of Washington
3 loans closed this quarter
360-874-7723 kathy.hite@fsbwa.com

Tim Samuels, Cobalt Mortgage
3 loans closed this quarter
360-440-4899 tim.samuels@cobaltmortgage.com

Melanie Rowe, Republic Mortgage
2 loans closed this quarter
360-649-5184 mrowe@repmtg.com

Riley Chase, Sterling Bank
2 loans closed this quarter
360-633-1050 riley.chase@bankwithsterling.com

Donna Miller, Sterling Bank
2 loans closed this quarter
360-874-0451 donna.miller@bankwithsterling.com

Okanogan County

Drake Dornfeld, Guild Mortgage
2 loans closed this quarter
425-945-8011 draked@guildmortgage.net

Pierce County

Glenn Leach, Cobalt Mortgage
12 loans closed this quarter
253-268-1089 glenn.leach@cobaltmortgage.com

Bryan LaFlamme, Cobalt Mortgage
5 loans closed this quarter
253-268-1094 bryan.laflamme@cobaltmortgage.com

Annette Schmidt, Republic Mortgage
5 loans closed this quarter
253-347-5052 aschmidt@republicmortage.com

Peter James, Sterling Bank
4 loans closed this quarter
253-858-1000 peter.james@bankwithsterling.com

Kirk Davison, Eagle Home Mortgage
4 loans closed this quarter
253-864-6222 kdavison@eaglehomemortgage.com

Snohomish County

Jason Gosser, MLO-120413, Guild Mortgage
16 loans closed this quarter
425-330-1314 jasong@guildmortgage.net

Michelle Swanson, Canyon Park Mortgage
9 loans closed this quarter
425-776-1450 michelle.swanson@prospectmtg.com

Sue Hall, Mortgage Advisory Group
5 loans closed this quarter
206-948-1686 shall@magloans.net

Matt Price, Guild Mortgage
3 loans closed this quarter
425-330-8477 mprice@guildmortgage.net

Jimi townsend, Guild Mortgage
3 loans closed this quarter
425-672-3599 jtownsend@guildmortgage.net

Jolene Messmer, Cobalt Mortgage
3 loans closed this quarter
425-445-1945 jolene.messmer@cobaltmortgage.com

Spokane County

Laura Wells, MLO-330328, Guild Mortgage
21 loans closed this quarter
509-714-9411 ext. 25 lwells@guildmortgage.net

Matt Riener, American Pacific Mortgage
9 Key loans closed this quarter
509-315-3154 matt@apmoffice.com

Kim McAlpin, AmericanWest Bank
7 Key loans closed this quarter
509-434-3779 kmcalpin@awbank.net

Julia Hansen, Guild Mortgage
6 loans closed this quarter
509-279-2320 ext. 23 jhansen@guildmortgage.net

Phil Bruni, HomeStreet Bank
5 loans closed this quarter
509-328-4173 phil.bruni@homestreet.com

Judy King, Mountain West Bank
5 loans closed this quarter
509-891-0792 jking@mountainwestbank.com

Jodi Donoghue-Underwood, HomeStreet Bank
5 loans closed this quarter
509-999-8601 jodi.donoghue@homestreet.com

Christy King, AmericanWest Bank
5 loans closed this quarter
509-434-3798 cking@awbank.net

Thurston & Lewis Counties

Travis Wentworth, Republic Mortgage
5 loans closed this quarter
360-508-1360 twentworth@republicmortage.com

Nita Cook, Guild Mortgage
3 loans closed this quarter
360-412-1000 ext. 226 ncook@guildmortgage.net

Karin Wagner, Guild Mortgage
3 loans closed this quarter
360-412-1000 kwagner@guildmortgage.net

Patrick Davidson, Guild Mortgage
2 loans closed this quarter
360-412-1000 pdavidson@guildmortgage.net

Chris Hutchison, HomeStreet Bank
2 loans closed this quarter
360-486-5302 chris.hutchison@homestreet.com

Whatcom & Skagit Counties

Suzanne DeVries, Sterling Bank
4 loans closed this quarter
360-848-5818 susie.devries@bankwithsterling.com

Josh Henry, Guild Mortgage
2 loans closed this quarter
360-746-8461 jhenry@guildmortgage.net

Yakima County

Fenja Swope, The Advisors
10 loans closed this quarter
509-457-6552 fenjas@theadvisorsnw.com

Linda Orozco, Sterling Bank
4 loans closed this quarter
509-965-5158 linda.orozco@bankwithsterling.com

Chrissy Andreas, Sterling Bank
4 loans closed this quarter
509-965-5163 chrissy.andreas@bankwithsterling.com

Erik Gray, Legacy Group Mortgage
3 loans closed this quarter
509-225-9600 erikg@legacyg.com

Heather Lee, Paramount Mortgage
2 loans closed this quarter
509-949-5495 hlee@pmcmortgageexperts.com

04/29/2013