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Premier House Key Partners

The Premier House Key Partners appear on our website for helping the most first-time homebuyers use the Commission’s loan programs in 2010. Also listed are the top 5 lenders per county based on production of House Key loans in each region who closed at a minimum of two loans in the last quarter. DISCLAIMER: The sponsorship by the Commission of a homebuyer education seminar does not endorse a person, business practice, product or service other than those of the Commission.

Verify a mortgage company or individual: www.nmlsconsumeraccess.org

• Kim Toskey, Guild Mortgage, Northgate
• Mia Vermillion, Wells Fargo, Lakewood
• Kristi Lacroix, Academy Mortgage, Spokane
• Jason Gosser, Guild Mortgage, Lynnwood
• Cristi Zacherle, Bank of America, Spokane
• Heather Lee, PMC Mortgage Experts, Yakima
• Fenja Swope, The Advisors Mortgage Banking, Yakima
• Annika Day, Pinnacle Capital Mortgage, Federal Way
• Glenn Leach, Cobalt Mortgage, Puyallup
• Christine Robison, Eagle Home Mortgage of Washington, Vancouver

  KIM TOSKEY, MLO-184361, Guild Mortgage, Northgate

A five-year House Key Premier Partner, Kim Toskey has helped more than 1,000 low-to-moderate income families on their paths to homeownership. Kim works with her clients to help them understand the home loan process, budgeting and how to reach their long-term financial goals. Kim partners with local nonprofits to teach homebuyer education and is considered an expert in the fields of credit and down payment assistance. Volunteering with national and local organizations and spearheading professional collaboration, Kim works to facilitate financial literacy and equal access to homeownership. Kim is currently a board member of the Washington Homeownership Resource Center and is excited to be part of the leadership guiding this vital information resource through these times of change. If you’re ready to get started on your journey to homeownership, call Kim Toskey 425.422.5286 or email: ktoskey@guildmortgage.net WA Lic# LO-184361

  MIA VERMILLION, Wells Fargo, Lakewood

Mia has been helping people with home loans for 26 years. She is passionate about helping people get the best loan for their individual situation, and says that the House Key programs are a wonderful way for people to take their first step into homeownership. In addition to the House Key loan and down payment assistance programs, she also specializes in Tribal 184 loans. If you have questions for Mia or would like to have her help you with a loan, call her 253-861-8812, or email mia.vermillion@wellsfargo.com.

  KRISTI LACROIX, Academy Mortgage, Spokane

Kristi has been in the mortgage industry for over 13 years and is a member of the top producer club for Academy Mortgage. She started from the ground up and knows what is needed to get you into the home of your dreams! She specializes in House Key loans including FHA loan programs but has extensive knowledge in VA, Conventional and Rural loan programs. Kristi prides herself in meeting and exceeding your expectations during the entire home buying process. Kristi is active in teaching the Commission-sponsored First Time Homebuyer Educational Classes in the Spokane area and works closely with real estate agents who also hold your best interest at heart. Please feel free to call and interview Kristi today at 509-475-8890 or email kristi.lacroix@academymortgage.com.

  JASON GOSSER, MLO-120413, Guild Mortgage, Lynnwood

Jason, a Western Washington native, has been originating loans for over eighteen years and is proud to offer his clients a wealth of experience and knowledge in home financing. Jason possesses the ability to listen to the needs of his borrower in order to find the perfect loan program. His product knowledge and experience is well rounded to which he emphasizes first time home buyer, government programs, and zero down loan programs. To begin the process of purchasing your first home, please contact Jason at jasong@guildmortgage.net or 425-412-5244.

  CRISTI ZACHERLE, Bank of America, Spokane

Cristi has been in the mortgage business for 25 years and has extensive experience with the House Key program and in assisting borrowers with various down payment assistance programs. Cristi is on the Board of Directors for the Home Ownership Division at the ARC of Spokane in Spokane, Washington. She has assisted over 50 developmentally disabled families statewide with home ownership within the past four years. Cristi is passionate about the home buying process and feels she has a responsibility to help borrowers understand managing debt. Her primary role is helping borrowers with home buyer education and credit analysis. Thus integrating the loan selected into overall long and short term financial goals, payment, equity and cash flow objectives. Cristi loves to meet customer expectations and knows she is offering them the best in value and support throughout the home buying process. Contact Cristi at 509-483-5819 office, 509-991-0368 cell, or by email at Cristine.zacherle@bankofamerica.com and start your road to home ownership!

  HEATHER LEE, PMC Mortgage Experts, Yakima

Heather enjoyed serving her country for 6 years in the US Navy. Her passions include problem solving and finding a way for her clients to succeed. She takes great care in walking her clients through the home buying process ensuring their needs are met with the best possible purchase solution. 100% of Heather’s business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in the market. Heather’s knowledge of Commission first time homebuyer financing and down payment assistance has added to her success. Heather is ready to work for your best interest. Please call Heather at 509-949-5495 or hlee@pmcmortgageexperts.com.

  FENJA SWOPE, The Advisors Mortgage Banking, Yakima

Fenja is a wife, mother and native of Yakima.  She’s been in the industry for sixteen years and has years of experience with constant changes in the mortgage industry. One thing that hasn’t changed for Fenja is experiencing the joy of creating homeownership. The Washington State Housing Finance Commission programs are a great way to accomplish this by offering assistance and sponsoring home buyer education classes. I have been helping with these classes for 10 years” says Fenja. Fenja has extended knowledge with FHA, VA and USDA loans and feels these programs are crucial to obtaining homeownership. Please call Fenja at 509-457-6552 or email fenjas@theadvisorsnw.com.

  ANNIKA DAY, Pinnacle Capital Mortgage, Federal Way

Annika has been helping people with obtaining the dream of homeownership for quite a few years. She is passionate about helping buyers get the best loan for their individual situation, and believes in educating and empowering them throughout the entire process. She enjoys building relationships with her clients and is always available even long after the loan process is complete. She teaches Commission sponsored classes every week and strives to address all individual’s questions and concerns. She looks forward to helping you achieve your goals. Call 253-468-7535 or email annika5260@msn.com.

  GLENN LEACH, Cobalt Mortgage, Puyallup

Glenn’s House Key bio is best expressed with stories of real people: Janna cried when Glenn told her the loan had closed and the house was hers. She had lived a hard life of poverty, poor choices, and unlucky breaks. Discouraged, unemployed, poor credit, raising a child with a severe developmental disability, she longed for a better life and owning a home someday. She came to one of my homebuyer classes and learned about House Key and what she needed to do to qualify for a loan. Inspired and determined, she got a job, worked on her credit, and saved her money. It took awhile, but combining her hard work with House Key and 4 different down payment assistance programs, her homeownership dream became reality, and the tears flowed. People have asked Glenn why he is so dedicated to working with many low-income, disabled, Section 8, and credit-challenged borrowers. His answer: “These programs don’t just help people buy houses – these programs can literally change people’s lives. I love being a part of that!” Contact Glenn at 253-268-1089 or glenn.leach@cobaltmortgage.com.

  CHRISTINE ROBISON, Eagle Home Mortgage of Washington, Vancouver

Christine has been in the mortgage industry since 1985. She believes that successful homeownership is the way to a successful stable community. She has been teaching First-Time Home Buyer education since 1996. Along with the House Key and HomeChoice programs, Christine also works closely with the Columbia Non Profit first Home Loan program and USDA Rural programs, combining where possible, and allowing homebuyers more affordable payments and greater range of housing in Clark and Cowlitz Counties. You may contact Christine at 360.573.4112, or email crobison@eaglehomemortgage.com.

   

Top Loan Officers by Region

Listed are the top five in each region with a minimum of two loans in the last quarter.

CHELAN COUNTY

Natasha Rathbun, Wells Fargo
2 House Key loans closed this quarter
509-664-5014 natasha.m.rathbun@wellsfargo.com

CLARK COUNTY

Leslie Girard, Evergreen Home Loans
4 House Key loans closed this quarter
360-260-6979 lgirard@evergreenhomeloans.com

Christine Robison, Eagle Home Mortgage of Washington
2 House Key loans closed this quarter
360-573-4112 ext. 223 crobison@eaglehomemortgage.com

Rochelle Gano, Evergreen Home Loans
2 House Key loans closed this quarter
360-260-6979 rgano@evergreenhomeloans.com

Matt Schiefer, Summit Mortgage
2 House Key loans closed this quarter
360-567-2327 mschiefer@summit-wa.com

KING COUNTY

Kim Toskey, MLO-184361, Guild Mortgage
10 House Key loans closed this quarter
425-422-5286 ktoskey@guildmortgage.net

Keane Ng, Cobalt Mortgage
6 House Key loans closed this quarter
425-605-3100 keane@keaneloans.com

Phil Ross, MLO-150797, Guild Mortgage
4 House Key loans closed this quarter
253-246-6000 pross@guildmortgage.net

Venetia Killian, Evergreen Home Loans
4 House Key loans closed this quarter
206-304-5106 vkillian@evergreenhomeloans.com

Andrew Ebner, Cobalt Mortgage
4 House Key loans closed this quarter
206-227-6015 drew@themortgageplannergroup.com

KITSAP COUNTY

Melanie Rowe, Republic Mortgage
2 House Key loans closed this quarter
360-649-5184 mrowe@repmtg.com

PIERCE COUNTY

Annette Schmidt, Republic Mortgage
4 House Key loans closed this quarter
253-347-5052 aschmidt@repmtg.com

Glenn Leach, Cobalt Mortgage
4 House Key loans closed this quarter
253-268-1089 glenn.leach@cobaltmortgage.com

Jody Tiedeman, NMLS-582996, Metlife Home Loans
2 House Key loans closed this quarter
253-864-4705 jtiedeman@metlife.com

Derrick Crummy, MLO-114163, Guild Mortgage
2 House Key loans closed this quarter
253-830-2300 lepuffer@yahoo.com

Kyle Rohrbaugh, Cobalt Mortgage
2 House Key loans closed this quarter
253-592-6069 kyle@reglending.com

Jason Swanson, Community One Financial
2 House Key loans closed this quarter
253-770-2282 jswanson@CommunityOneOnline.com

SNOHOMISH COUNTY

Jason Gosser, MLO-120413, Guild Mortgage
5 House Key loans closed this quarter
425-330-1314 jgosser@guildmortgage.net

Angela Cohen, Network Home Loans
4 House Key loans closed this quarter
425-672-2810 angelac@networkhomeloans.com

Kathleen Facey, Mortgage Advisory Group
2 House Key loans closed this quarter
425.224.8300 kfacey@magloans.net

Thomas Lasswell, MLO-116404, Guild Mortgage
2 House Key loans closed this quarter
360-668-3600 tom.lasswell@craneloans.com

Shannnon Genge, Sterling Savings Bank
2 House Key loans closed this quarter
425-379-2113 shannon.genge@sterlingsavings.com

SPOKANE COUNTY

Laura Wells, MLO-330328, Guild Mortgage
10 House Key loans closed this quarter
509-714-9411 ext. 25 lwells@guildmortgage.net

Christy King, Sterling Savings Bank
3 House Key loans closed this quarter
509-924-8100 christy.king@sterlingsavings.com

Ed Coker, Hayden Home Mortgage
3 House Key loans closed this quarter
509-714-2365 ecokerjr@pinnaclemp.com

Kim McAlpin, Sterling Savings Bank
3 House Key loans closed this quarter
509-464-5062 kimberly.mcalpin@sterlingsavingsbank.com

Cristi Zacherle, Bank of America
3 House Key loans closed this quarter
509-483-5819 cristine.zacherle@bankofamerica.com

THURSTON & LEWIS COUNTIES

Teresa Estergard, Wells Fargo
2 House Key loans closed this quarter
360-486-3670 teresa.estergard@wellsfargo.com

Michelle Wickett, Evergreen Home Loans
2 House Key loans closed this quarter
360-459-1200 mwickett@evergreenhomeloans.com

WHATCOM & SKAGIT COUNTIES

Suzanne DeVries, Sterling Savings Bank
2 House Key loans closed this quarter
360-848-5818 Suzanne.DeVries@sterlingsavings.com

YAKIMA COUNTY

Fenja Swope, The Advisors Mortgage Banking
4 House Key loans closed this quarter
509-457-6552 fenjas@theadvisorsnw.com

Heather Lee, PMC Mortgage Experts
3 House Key loans closed this quarter
509-949-5495 hlee@pmcmortgageexperts.com

11/14/2011