HOMEOWNERSHIP
• Covenant Homeownership Program
• Home Advantage
• Opportunity
• MCC Reissuance
• Homebuyer Education
• Premier Lenders
• Downpayment Assistance
• Homeowners Guide
• Counseling Providers
Premier Partners
Loan Officers who have helped the most homebuyers to use WSHFC Programs last year
Verify a mortgage company or individual: www.nmlsconsumeraccess.org
Disclaimer: The Commission does not endorse a person, business practice, product or service other than those of the Commission.
Brooke Gibson - HomeSight - Seattle
The Washington State Housing Finance Commission programs are a great match for first-time homebuyers with affordable programs and down payment assistance. As a South Seattle native my homebuying experience inspired me to help other first-time homebuyers. I am passionate about helping others gain a sense of security through homeownership and guiding them towards a path of generational wealth. I also helped many individuals and their families achieve their dream of homeownership. My clients can expect to be able to make confident and informed decisions as I educate and guide them through the homebuying process. I would love to see how I can assist you on your journey to homeownership. Contact Brooke at (206) 305-2672, Brooke@HomeSightwa.org. MLO #2024357
Trevor Roberge - Capstone Home Loans - Lynnwood
There's nothing more rewarding than helping a first-time homebuyer accomplish their goal of home ownership when they thought it was out of reach. Partnering with the Commission gives Trevor the ability to provide practical options to his clients, and the ability to empower them with knowledge and confidence through the purchase process. Not only do buyers get to purchase a home, they get to begin their journey of wealth-building for their future. With 20 years in the finance industry, Trevor provides expertise in many ways, from personalized mortgage consulting to personal banking. Trevor provides solutions for first-time home buyers, military veterans, and anyone else looking to accomplish the dream of homeownership. Contact Trevor at 425-765-6605 or teamtrevor@capstonehomeloans.com. MLO #71646
Bryan LaFlamme – Movement Mortgage - Tacoma
There is nothing more professionally fulfilling than walking alongside someone while they learn that homeownership is actually within their reach. I love pulling the curtain back and showing people how close they really are to attaining their dream of homeownership. There really is nothing like it. I am a husband to one, a father to six, and the lender to many! As a 10 year Army Veteran, I know what it takes to serve. That is exactly what my team and I are here to do; serve this community through homeownership. Contact Bryan at 253-214-7602 or thelaflammegroup@movement.com MLO #396723
Jonas Rosenberg - Summit Funding - Kennewick
Jonas Rosenberg’s drive is to make sure every first-time homebuyer that he comes across is highly educated and armed with the knowledge to make an informed decision. Jonas loves the WSHFC first-time homebuyer programs for families who are looking to achieve the dream of homeownership and are looking for a trusted resource to get started. Jonas is a proud teacher of the Commission sponsored first-time homebuyer education classes in eastern Washington. If you are looking for a high-energy and passionate loan officer, please feel free to call Jonas Rosenberg any time at 509-851-3402 or email jonas.rosenberg@summitfunding.net. MLO #102317
Christy King - Wheatland Bank - Spokane
When you’re faced with choosing a mortgage—one of the largest financial decisions you’ll make in your lifetime—Christy King has more than 25 years of experience helping clients achieve their real estate dreams. Employing her broad knowledge of loan processing and originating, she will help educate you about the wide selection of products, helping you make an informed and confident decision. Proud of her reputation for listening to each client’s individual situation and needs, Christy will work hard to lower your stress and avoid surprises by keeping you informed through every step of the loan process. Christy feels that the Commission’s home loans provide a great way for homebuyers to achieve their goals with flexible terms and unique financing options, whether you are a first-time buyer or have owned many homes. If you are looking to buy a home in Spokane, we invite you to contact Christy at 509-599-5911 or christy.king@wheatlandbank.com. MLO #487478
Jason Gosser - Guild Mortgage - Everett
We use Commission programs to enhance our borrowers' access to affordable housing options. With roots in Western Washington, I've served as a mortgage loan officer in the Seattle metro for 25+ years. Listening to my borrowers is key to understanding and meeting their needs. My passion lies in educating and guiding first-time home buyers, leveraging my expertise to teach them about available programs and financing options. Understanding their needs, I provide clarity and celebrate milestones, ensuring clients feel confident and empowered throughout their homeownership journey. Contact Jason at jasong@guildmortgage.net or 425-330-1314. MLO #120413
Jose Zuniga – CMG Home Loans – Yakima
The Commission's mission statement 'opening doors to a better life' is well suited for why I use their programs to help our borrowers. A majority of the people that I help are first-time homebuyers. Many of them are just learning about the loan process and don't have the down payment requirement needed for them to purchase a home and this is where the Commission steps in. The Commission helps these people open the door to their very first home and achieve their dream of homeownership--which can eventually lead to generational wealth that can be passed down to their heirs. I have been helping people for about 9 years. I love watching people gain their independence from renting and overcome with jubilation as they become homeowners. Contact Jose at jzuniga@cmghomeloans.com or 509-305-3259. MLO #1211137
Kerwin Lyon – Guild Mortgage - Seattle
The Commission’s down payment assistance programs are a great tool to maximize financing options for first time home buyers. One of the recurring questions my clients ask is "How much money for a down payment and closing costs do I need to have saved up?" Knowing that there are ways to overcome a large down payment that some loan programs require, I can assist home buyers achieve their goals of home ownership earlier than they would have expected.
I have been in the mortgage industry for over 20 years and have enjoyed giving people the opportunity to check off "Washington Homeowner" from their bucket list.
I am fortunate to have a diverse, down-to-earth team and together, we not only strive for but are committed to providing a smooth home buying experience. Contact Kerwin at teamlyon@guildmortgage.net or 425-652-3333. MLO #275494
Laura Wells – New American Funding – Spokane
When it comes to buying a home of your own, you deserve the very best. One of the best options is a low-down or no-down program through WSHFC. Education plus great rates, fees, and assistance puts WSHFC at the top of the list. I am a passionate advocate for my clients. Nearly 100% of my business is by referral from happy clients, trusted financial advisors, and the best Realtors. My mission is to guide you through each step of the process. The result: Self-confidence as you choose options for your financing strategy. Employing her broad knowledge of solutions, Laura will educate you about the vast selection of products, helping you make confident decisions. Proud of her reputation for listening to each client’s goals and needs, she is dedicated to your goals, whether you are a first-time buyer or have owned many homes.
I have been in the mortgage industry for over 30 years and have enjoyed giving people the opportunity to own their own homes. I am blessed to have a dedicated, talented team. Together we are committed to providing a smooth home-buying experience. Contact Laura at wellsgroup@nafinc.com or 509-591-9406. MLO #330328
Mark Carroll - CMG Home Loans - Kennewick
First-time homebuyers face an intimidating process when buying a new home. Mark specializes in working with first-time home buyers, as he truly enjoys explaining the process, educating, & counseling buyers to assure they have solid guidance & gain confidence that their purchase will meet their financial and family goals. Commission programs give buyers the opportunity to own a home by removing a main obstacle that some face, which fosters wealth creation through homeownership. Mark has been in the mortgage industry for 20 years. Contact Mark at 509-420-0236 or mcarroll@cmghomeloans.com. MLO # 403920
Sandi Milohov – Guild Mortgage - Vancouver
I have been in lending for 15 years and have always had a passion for helping first time homebuyers. I purchased my very first home using the Washington State Housing Finance Commission program in 2001 – fast forward to my career, I now focus on helping other first-time homebuyers reach their own home ownership goals. I believe becoming a homeowner is a life changing event that I love being a part of. Watching someone who thought that owning a home was impossible become a homeowner is the reason I love this job. I have been teaching the home buyer education classes sponsored by the WSHFC for 10 years. I am an expert in first time homebuyers loan programs. I love sharing my knowledge on affordable home financing with people, I have the patience and willingness to invest in them to get them home. Outside of work I love spending time with my family and my happiest place is on the water. Contact Sandi at smilohov@guildmortgage.net or 360-270-9192. MLO #114287
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TOP LOAN OFFICERS BY REGION
Listed are the top five in each region with a minimum of two WSHFC loans in the last quarter, October - December 2023*.
County: Benton | Chelan | Clallam | Clark | Cowlitz | Grant | Grays Harbor | King | Kitsap | Lewis | Mason | Pierce | Snohomish | Spokane | Thurston | Walla Walla | Skagit/Whatcom | Yakima
Benton County
Mark Carroll, CMG Home Loans, Kennewick, 11 loans*, 509-420-0236, mcarroll@cmghomeloans.com
Mark Manthei, Summit Funding, Kennewick, 7 loans*, 509-783-4593, mmanthei@summitfunding.net
Jonas Rosenberg, Summit Funding, Kennewick, 6 loans*, 509-783-4593, jrosenberg@summitfunding.net
Chad Crithfield, Prime Lending, Richland, 4 loans*, 509-539-8043, Chad.crithfield@primelending.com
Kendal Becker, CMG Home Loans, Kennewick, 4 loans*, 509-308-0007, kbecker@cmghomeloans.com
Tino Martinez, Prime Lending, Richland, 4 loans*, 509-420-7667, tino.martinez@primelending.com
Chelan County
Drake Dornfeld, Guild Mortgage, Wenatchee, 4 loans*, 425-445-0867, draked@guildmortgage.net
Yaneth Preciado, Guild Mortgage, Wenatchee, 2 loans*, 509-293-9286, ypreciado@guildmortgage.net
Clallam County
Debbie Rutherford, Cardinal Financial, Port Angeles, 4 loans*, 360-477-5863, Debbie.rutherford@cardinalfinancial.com
Faleana Wech, Cardinal Financial, Sequim, 2 loans*, 360-461-4099, faleana.wech@cardinalfinanical.com
Clark County
Sandi Milohov, Guild Mortgage, Vancouver, 8 loans*, 360-270-9192, smilohov@guildmortgage.net
Chris Berg, Cardinal Financial, Vancouver, 3 loans*, 503-320-0925, chris.berg@cardinalfinancial.com
Chad Parks, Cardinal Financial, Vancouver, 2 loans*, 360-213-1100, chad.parks@cardinalfinancial.com
Chris Hill, American Pacific Mortgage, Camas, 2 loans*, 360-281-8325, chris@nwcapitalmortgage.com
Debra McElveny, Summit Mortgage, Vancouver, 2 loans*, 360-907-0335, debram@go-summit.com
Jim Willis, Primary Residential Mortgage, Vancouver, 2 loans*, 360-608-8872, jim.willis@primeres.com
Keri Flores, Primary Residential Mortgage, Vancouver, 2 loans*, 360-521-5959, kflores@primeres.com
Niki Cantrell, Guild Mortgage, Ridgefield, 2 loans*, 503-486-6446, ncantrell@guildmortgage.net
Ron Kramer, CMG Financial, Vancouver, 2 loans*, 360-798-5532, rkramer@cmgfi.com
Debra McCloud, Cornerstone Home Lending, Vancouver, 2 loans*, 360-600-2025, dmccloud@houseloan.com
Renee Serface, CrossCountry Mortgage, Ridgefield, 2 loans*, 360-605-0047, renee.serface@myccmortgage.com
Cowlitz County
Michael Bettineski, Guild Mortgage, Longview, 4 loans*, 360-957-0132, mbettineski@guildmortgage.net
Angelina Rice, Life Mortgage, Longview, 3 loans*, 360-414-4000, angelinar@lifemort.com
Jon Trussell, Synergy One Lending, Longview, 2 loans*, 360-925-3970, jtrussell@s1l.com
Tamira Bradley, Mann Mortgage, Woodland, 2 loans*, 360-957-3804, tamirab@lifemort.com
Kristi Spears, VIP Mortgage, Kelson, 2 loans*, 360-957-1757, kristis@vipmtginc.com
Grant County
Anne Fisher, Guild Mortgage, Moses Lake, 3 loans*, 509-766-7788, afisher@guildmortgage.net
Sarah Bullinger, Movement Mortgage, Moses Lake, 3 loans*, 509-855-3805, sarah.bullinger@movement.com
Joel Martinez, Guild Mortgage, Moses Lake, 2 loans*, 509-750-6027, joel.martinez@guildmortgage.net
Grays Harbor County
Desiree Goodwin, Highlands Residential Mortgage, Ocean Shores, 2 loans*, 425-232-8028, dgoodwin@highlandsmortgage.com
King County
Brooke Gibson, HomeSight, Seattle, 19 loans*, 206-305-2672, brooke@homesightwa.org
Jessica Talton, Movement Mortgage, Bellevue, 7 loans*, 206-551-4058, jessica.talton@movement.com
Angie Giussi, New American Funding, Federal Way, 5 loans*, 509-969-9900, angie.giussi@nafinc.com
Anthony Cox, Banner Bank, Federal Way, 5 loans*, 253-205-1526, tony.cox@bannerbank.com
Jeff Wood, HomeStreet Bank, Seattle, 5 loans*, 206-264-4262, jeff.wood@homestreet.com
Kerwin Lyon, Guild Mortgage, Seattle, 5 loans*, 425-652-3333, teamlyon@guildmortgage.net
Ryan Niles, Cornerstone Home Lending, Seattle, 5 loans*, 206-949-4326, rniles@houseloan.com
Kitsap County
Cameron Salley, Caliber Home Loans, Silverdale, 3 loans*, 360-731-1346, cameron.salley@caliberhomeloans.com
Chris Garcia, Movement Mortgage, Silverdale, 2 loans*, 360-558-3117, chris.garcia@movementmortgage.com
Nancy LeMessurier, LoanDepot, Silverdale, 2 loans*, 253-225-2885, nlemessurier@loandepot.com
Stasie Pike, EvergreenHome Loans, Poulsbo, 2 loans*, 360-710-0024, spike@evergreenhomeloans.com
Meika Hall, Canopy Mortgage, Silverdale, 2 loans*, 360-621-1850, Meika.hall@brytehomeloans.com
Melanie Rowe, Mason-MacDuffie Mortgage, Silverdale, 2 loans*, 360-649-5184, mrowe@masonmac.com
Lewis County
Travis Wentworth, Academy Mortgage, Centralia, 3 loans*, 360-508-1360, travis.wentworth@academymortgage.com
Mason County
Peggy Zamzow, Movement Mortgage, Shelton, 2 loans*, 360-401-3258, peggy.zamzow@movement.com
Pierce County
Bryan LaFlamme, Movement Mortgage, Tacoma, 11 loans*, 253-863-4964, thelaflammegroup@movement.com
Ben Larson, Fairway Independent Mortgage, Puyallup, 6 loans*, 253-200-3255x25, blarson@fairwaymc.com
Scott Jacobs, Fairway Independent Mortgage, Fife, 5 loans*, 253-200-3255, swjacobs@fairwaymc.com
April Janas, Bay Equity, Puyallup, 4 loans*, 206-841-7825, ajanas@bayeq.com
Ethan Wilson, Fairway Independent Mortgage, Fife, 4 loans*, 253-200-3255, ethanw@fairwaymc.com
Snohomish County
Trevor Roberge, Capstone Home Loans, Lynnwood, 21 loans*, 425-765-6605, troberge@capstonehomeloans.com
Jason Gosser, Guild Mortgage, Everett, 6 loans*, 425-615-6303, jasong@guildmortgage.net
Julian Sibley, American Pacific Mortgage, Everett, 6 loans*, 425-293-9535, julian.sibley@apmortgage.com
Sharon Crockett, Prime Lending, Marysville, 4 loans, 425-327-1451, scrockett@primelending.com
Darci Kivalu, Academy Mortgage, Snohomish, 3 loans*, 206-773-5727, darci.kivalu@academymortgage.com
Shawna Talley, CrossCountry Mortgage, Lynnwood, 3 loans, 425-530-4280, Shawna.talley@ccm.com
Spokane County
Christy King, Wheatland Bank, Spokane, 9 loans*, 509-458-5965, christy.king@wheatland.bank
Carlos Ramos, Envoy Mortgage, Liberty Lake, 5 loans*, 509-305-1574, carlos.ramos@envoymortgage.com
Bo Chalich, Premier Lending, Spokane, 4 loans*, 509-710-1812, bchalich@premierlending.com
Jared Wash, Wheatland Bank, Spokane, 4 loans*, 509-237-3567, Jared.wash@wheatlandbank.com
Theodore Urlacher, Movement Mortgage, Spokane, 4 loans*, 509-961-3645, teddy.urlacher@movement.com
Thurston County
Wendy DeBorde, Guild Mortgage, Olympia, 6 loans*, 360-491-3282, wdeborde@guildmortgage.net
Melanie Boyajian, Academy Mortgage, Lacey, 4 loans*, 360-999-5902, melanie.boyajian@academymortgage.com
Jeff Devlin, Academy Mortgage, Lacey, 3 loans*, 360-999-5903, jeff.devlin@academymortgage.com
Lisa Casselman, CrossCountry Mortgage, Lacey, 3 loans*, 253-310-1386, lisa.casselman@ccm.com
Jake O’Leary, Fairway Independent Mortgage, Olympia, 2 loans*, 360-338-7915, jake.oleary@fairwaymc.com
Patricia Blackburn, Fairway Independent Mortgage, Lacey, 2 loans*, 360-819-6069, pblackburn@fairwaymc.com
Walla Walla County
Tera Davis, Academy Mortgage, Walla Walla, 2 loans*, 509-527-3375, tera.davis@academymortgage.com
Skagit/Whatcom County
John Block, Guild Mortgage, Bellingham, 2 loans*, 360-746-8328, jblock@guildmortgage.net
Marcie Connell, Movement Mortgage, Bellingham, 2 loans*, 360-319-1105, Marcie.connell@movement.com
Randy Dorn, CMG Home Loans, Bellingham, 2 loans*, 360-441-4178, rdorn@cmghomeloans.com
Yakima County
Jose Zuniga, CMG Home Loan, Yakima, 6 loans*, 509-305-3259, jzuniga@cmghomeloans.com
Blanca Pulido, Wheatland Bank, Yakima, 5 loans*, 509-388-8480, Patty.pulido@wheatlandbank.com
Pedro Garcia, Q Home Loans, Yakima, 5 loans*, 509-961-5797, pedro@qhomeloans.com
Edwin Esquivel, CMG Home Loans, Yakima, 4 loans*, 509-480-9654, eesquivel@cmghomeloans.com
Erik Ramirez, Academy Mortgage, Yakima, 4 loans*, 509-340-1957, erik.ramirez@academymortgage.com
Tony Andrews, Q Home Loans, Yakima, 4 loans*, 509-424-0459, tony.andrews@apmortgage.com
* number of WSHFC Loans closed in the last quarter