Housing Counseling and Service Provider Network

This is a list of pre- and post-purchase housing service providers that work with the Commission on homeownership programs. Most of the counseling services these agencies provide are free.  These organizations are HUD approved and/or Neighborworks-trained, with experienced housing counselors on staff to assist you with your counseling needs.  They can provide information on credit, budgeting, becoming mortgage ready, savings plans, default and foreclosure prevention. Many of these agencies are very familiar with affordable homeownership programs around the state and sometimes even offer their own programs to assist with homeownership, rehabilitation and weatherization.

PLEASE NOTE: Not all agencies offer the same services. Please visit the Washington State Department of Financial Institution’s Financial Education Clearinghouse website for information and resources about managing finances.

PP= Indicates this agency provides pre-purchase housing counseling BEFORE you buy or rent a home.  Services such as: Credit Repair and Budgeting, starting a Savings Plan and Becoming Mortgage Ready (some also host WSHFC sponsored Home Buyer Education Seminars)

DP= Indicates this agency provides post-purchase housing counseling AFTER you have bought or rented a home.  Services such as: Default or Foreclosure Prevention, Credit Repair, Budgeting & Rehab Referrals

PLEASE NOTE: HOMECHOICE One-on-One Counselors are listed at the bottom of the HomeChoice Downpayment Assistance webpage.


877-894-4663 Toll Free in WA


Clallam, Grays Harbor, Jefferson, Kitsap, Mason and Thurston Counties:

American Financial Solutions Kitsap & Olympic Peninsula 888-864-8699 (PP/DP)

Neighborworks of Grays Harbor County 360-533-7828 (PP/DP)

Island, King, San Juan, Snohomish, Skagit and Whatcom Counties:

American Financial Solutions 888-864-8699 (PP/DP)

Apprisen Financial Advocates 800-355-2227 (PP/DP)

ClearPoint Credit Counseling Solutions 800-634-2227 (or 800-624-CCCS) PP/DP

El Centro de la Raza Seattle 206-957-4610 (PP/DP)

Home Sight Seattle 206-723-4355 & Snohomish 888-749-4663 (PP/DP)

HomeStead CLT Seattle 206-323-1227 (PP)

Housing Hope Everett 425-347-6556 (PP/DP)

Kulshan Community Land Trust Whatcom /Bellingham 360-671-5600 (PP/DP)

OPAL Community Land Trust (Island County) 360-376-3191 (PP/DP)

Parkview Services Seattle 206-542-6644 (PP/DP)

Solid Ground Seattle 866-297-4300 (DP)

Urban League of Metropolitan Seattle 800-368-1455 (PP/DP)

Pierce, Clark, Cowlitz, Klickitat, Lewis, Pacific, Skamania and Wahkiakum Counties:

Apprisen Financial Advocates 800-355-2227 (PP/DP)

Associated Ministries, 253-383-3056 ext 155 (DP)

Community Housing Resource Center Vancouver 360-690-4496 (PP/DP)

Homeownership Center of Tacoma 253-627-6560 (PP/DP)

Lower Columbia Community Action Program Longview 800-383-2101 (PP)

Mid-Columbia Housing Resource Center, The Dalles 541-296-3397 x18 (PP)

PC2 Homeownership 253-564-0707 x105 (PP/DP)

South Sound Outreach 253-593-2111 x101 (PP/DP)


Benton, Chelan, Douglas, Franklin, Grant, Kittitas, Okanogan, Walla Walla and Yakima County

Catholic Charities Housing Services Yakima 509-853-2800 (PP / DP)

CCCS of Yakima Valley/Apprisen Financial, Central Wa. & Wenatchee 800-355-2227 (PP/DP)

Okanogan County Community Council Okanogan 877-641-0101 (PP/DP)

OIC of Washington - Moses Lake 509-765-9206 (PP/DP)

Adams, Asotin, Columbia, Ferry, Garfield, Lincoln, Pend Oreille, Spokane and Whitman Counties

ARC of Spokane 509-328-6326-206 (PP/DP)

Community Action Center of Whitman County Pullman 509-334-9147 (PP/DP)

Community Action Partnership for SE WA (Idaho) 800-329-4843 (PP/DP)

Community Frameworks Spokane 509-484-6733 ext. 122 Melody Kinkead (PP/DP)

Money Management International, Serves All WA counties 866-764-3328 (PP/DP)

Rural Resources Community Action Colville 509-685-6179 (PP/DP)

Spokane Neighborhood Action Partners 509-456-7106 (PP / DP)

The Commission does not endorse these agencies or their services. Some agencies may charge fees for some types of counseling services. The Commission has makes every effort to make sure this list is complete and correct, but we apologize if some information has changed since the last update.

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