The
HomeChoice Second Mortgage program is a Down Payment Assistance Program
for low- to-moderate income people with a disability or who have a
family member with a disability living with them and qualify for
a Fannie Mae Conventional 30 year, 40 year or Interest Only House Key
State Bond first mortgage.
A 1.00%
interest rate on the Down Payment Assistance loan program for first-time
homebuyers (borrowers who haven't owned and occupied their primary residence
in the past three years). If you buy in a
targeted area you do not have to be a
first-time homebuyer. Borrowers must meet the acquisition cost and
income limits for the House Key program.
*Other
requirements may apply. Please check with your lender or service
provider to verify the limits.
HomeChoice
borrowers also must complete a Commission-sponsored homebuyer education
seminar prior to reservation of funds.
Down payment
assistance - The Program offers up to $15,000 per household in a 1.00%
interest, payment deferred second mortgage. Second mortgages are due when
home is sold, or if home is refinanced or after 30 years. The Commission
will forgive the interest on a HomeChoice second mortgage only if borrower
is not in default on the House Key first mortgage.
We would
like to thank the following Lenders for their participation in the House
Key and HomeChoice down payment assistance program:
COUNTRYWIDE BANK
Mia
Vermillion
253-942-3345 | Federal Way |
mia_vermillion@countrywide.com
Lynne
Garton
253-942-3321 | Federal Way |
lynne_garton@countrywide.com
Gay
Barnum
253-583-5807 | Lakewood |
gay_barnum@countrywide.com
Theresa Beisse
360-442-7942 | Longview |
theresa_beisse@countrywide.com
Cristi Zacherle
509-483-5819 |
Spokane | cristine_zacherle@countrywide.com
Paul
Kinzel
509-228-6102 | Spokane |
paul_kinzel@countrywide.com
Stephanie Smith
360-546-8611 | Vancouver |
stephanie_smith@countrywide.com
EAGLE HOME MORTGAGE
Matt
Riener
509-362-1453 | Coeur d’Alene/Spokane |
mriener@eaglehomemortgage.com
Kim
Toskey
800-380-2570 | Seattle/Everett |
toskeyk@eaglehomemortgage.com
Leslie Martin
206-818-9500 |
Seattle | martinl@eaglehomemortgage.com
Cristie Stapp
206-664-6302 |
Seattle | cstapp@eaglehomemortgage.com
Jeff
Ogino
206-664-6304 | Seattle |
jogino@eaglehomemortgage.com
Gayle Stockton
509-926-7270 | Spokane |
gstockton@eaglehomemortgage.com
Lynn Posselt
360-573-4112 | Vancouver |
possell@eaglehomemortgage.com
Christine Robison
360-573-4112 | Vancouver |
crobison@eaglehomemortgage.com
EVERGREEN HOME LOANS
Michelle Wickett
360-459-1200 | Lacey |
mwickett@evergreenhomeloans.net
FIRST HORIZON HOME LOANS
Dave
Craig
206-523-5455 | Seattle | dcraig@fhhlc.com
Cheryl Lohmeyer-Helpren
360-449-8226 |
Vancouver | clhalpern@firsthorizon.com
Michelle Taul
425-576-2217 |
Kirkland | mtaul@firsthorizon.com
Laura
Wells
509-944-3847 | Spokane |
LAWells@FirstHorizon.com
GLOBAL CREDIT UNION
Mark
Wrenn
509-455-4668 | Spokane |
mark.wrenn@globalcu.org
Shilo
Nokes
509-455-4661 | Spokane |
shilo.nokes@globalcu.org
GOLF SAVINGS
Jennifer Lau
206-219-2487 | Seattle |
jlau@golfsavingsbank.com
Ron McVay
509-464-5064 | Spokane |
rmcvay@golfsavingsbank.com
Fenja Swope
509-249-9600 | Yakima | jswope@hotmail.com
KEY BANK
John Oldham
253-225-1866 | Lakewood |
john_l_oldham@keybank.com
NUMERICA CREDIT UNION
Linda Chinault
509-536-6118 | Spokane |
lchinault@numericacu.com
Kathy Lyda
509-536-6116 | Spokane | klyda@numericacu.com
PEOPLES BANK
Alona Wrightson
360-676-5880 | Bellingham |
alona.wrightson@peoplesbank-wa.com
Catherine Martyn
360-678-5244 | Coupeville |
catherine.martyn@peoplesbank-wa.com
Margaret Adams-Curry
360-424-2056 | Mt Vernon |
margaret.curry@peoplesbank-wa.com
WARD LENDING
Jan Ward
360-709-9000 x109 | Olympia |
janw@wardlg.com
WASHINGTON MUTUAL
Kelly Dodd
425-990-4626 | Bellevue | kelly.dodd@wamu.net
Christina Aho
425-356-2730 | Everett |
christina.aho@wamu.net
Adams County
North Columbia Community Action,
Staff member (877) 279-4569
Asotin County
Valley Residential Services,
Nancy Riggle (509) 522-0400
Clarkston-Lewiston, ID
Community Action Partnership,
Sandra Smith (800) 326-4843
Benton & Franklin Counties
Consumer Credit Counseling Services, Liza Beam (509) 737-1973 www.cccswaor.org
Chelan County
Chelan County Consumer Credit Counseling, Any staff member (509) 248-5270
Clallam & Jefferson Counties
Kitsap County Consolidated Housing Authority, Marvelle Lahmeyer (360) 535-6120, www.kccha.org
Clark County
Columbia Non-Profit Housing, Leslie Caponette (360) 993-9555
Community Housing Resource Center, Teri Duffy (360) 690-4496 x100
Ferry County
Rural Resources Community Action, Jan Owens (509) 685-6179 www.ruralresources.org
Franklin & Benton Counties
Consumer Credit Counseling Services, Liza Beam (509) 737-1973 www.cccswaor.org
Grant & Lincoln Counties
Consumer Credit Counseling, Karin Smith (509) 765-6599 www.cccsyakima.org
North Columbia Community Action, Staff member (877) 279-4569
King County
Bellevue/Kirkland:
Consumer Credit Counseling NW, Any Staff Member (800) 244-1183
www.ccnw.org
Seattle:
Homestead Community Land Trust, Staff member (206) 323-1227 www.homesteadclt.org
HomeSight, Pat Montgomery (206) 760-4238
www.homesightwa.org HomeSight clients only
International District Housing Alliance, (206) 623-5132 www.apialliance.org
Parkview Services, Marc Cote (206) 334-0731 www.parkviewservices.org
Kittitas County
Consumer Credit Counseling Service, Merry Ames (509) 248-5270 www.cccsyakima.org
Kitsap, Mason
& Grays Harbor Counties
Kitsap County Consolidated Housing Authority, Marvelle Lahmeyer (360) 535-6120, www.kccha.org
Lincoln & Grant Counties
North Columbia Community Action,
Staff member (877) 279-4569
Okanogan County
Okanogan County CAC,
Staff Member (509) 422-4041
Pend Oreille County
Rural Resources Community Action, Jan Owens,
(509) 685-6179 www.ruralresources.org
Pierce County
Consumer
Counseling NW, Any Staff Member (800) 244-1183 www.ccnw.org
San Juan County
Opal Community Land Trust,
Julie Brunner, www.opalclt.org, (360) 376-3191
Skamania County
ACORN Housing,
Any staff member, www.acorn.org, (503) 788-4362
Snohomish County
disAbility Resource
Connection, Nicole Selene (800) 315-3583 www.drconline.net
Spokane County
Spokane Neighborhood
Action Programs, Any Staff Member (509) 456-7105 www.snapwa.org
The ARC of Spokane, Cathie Griffith (509) 328-6326 www.arc-spokane.org
Stevens County
Rural Resources
Community Action, Jan Owens, (509) 685-6179 www.ruralresources.org
Thurston County
Consumer Counseling
NW, (800) 244-1183 www.ccnw.org
Walla Walla County
Valley Residential Services,
Nancy Riggle (509) 522-0400
Whatcom,
Skagit & Island Counties
Kulshan Community Land Trust,
Erika Malone (360) 671-5600, x1, www.kclt.org
Yakima County
Consumer Credit
Counseling Service, Merry Ames, (509) 248-5270 www.cccsyakima.org
This page was
modified on 05/01/2008.
