Seola Avondale Avondale Esther Short Greenbrier
 Heritage Kateri Court Laurel Village Marjorie Matthei

House KeyHOMEOWNERSHIP PROGRAMS

Programs that help make homeownership possible for first-time, low- and moderate-income homebuyers across the state. 

Homeowners 

Our programs address the unique purchasing needs of people in a variety of circumstances.

   
  

HOME BUYER PROGRAMS

House Key Program fixed interest rate for 30 years:
House Key State Bond
FHA, VA & USDA Rural Development Loans:
4.00% with 2 points | 4.25% with 1 point | 4.5% with 0 points
Conventional Loans:
4.25% with 2 points | 4.5% with 1 point | 4.75% with 0 points
New Home For You
FHA, VA & USDA Rural Development Loans:
3.75% - 2 points | 4.00% - 1 point | 4.25% - 0 points
Conventional Loans:
4.00% - 2 points | 4.25% - 1 point | 4.50% - 0 points
 

Mortgage Credit Certificate Program (MCC) MCCs are not mortgages. They are a tax credit.

STEPS TO GETTING STARTED

Step 1:  Attend a Free Homebuyer Education Seminar
Step 2:   Contact a Commission-Trained Loan Officer
Step 3:   Know what you qualify for and look for a home

MORE RESOURCES

* This is not an advertisement for credit as defined in Regulation Z; contact a WSHFC House Key Participating Lender for Annual Percentage Rate ("APR") information.