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Information for Single-Family Lending and Real Estate Professionals
Mortgage Credit Certificate (MCC)
These documents are provided for use by lending professionals who are trained by the Washington State Housing Finance Commission. For more information about our programs, please visit us at www.wshfc.org.
We no longer are accepting a waitlist for MCC. 11/16/2017
MANUAL
Mortgage Credit Certificate Manual (PDF)
REFERENCE SECTIONS FROM HOUSE KEY MANUAL
Section 2 - Terms and Conditions (PDF)
Section 3 - Eligible Borrowers (PDF)
Section 4 - Property Requirements (PDF)
Section 5 - Recapture Tax (PDF)
ORIGINATION
MCC Tax Credit Worksheet (PDF) (02/02/2009)(MCC13.1)
MCC Pre-Closing Checklist (PDF) (05/25/2016)(MCC13.2)
Notice of MCC Fee Guidelines (PDF) (01/05/2016)(MCC13.3)
Mortgagor's Notice of Potential Benefits (PDF) (07/01/2011)(MCC13.4)
Application Recapture Provision (PDF) (02/02/2009)(MCC13.5)
Federal Subsidy Recapture Tax - Adjusted Qualifying Income Table (PDF) (05/25/2018)(Page 15.10.5)
Mortgagor Affidavit (PDF) (10/13/2014)(MCC13.6.1-5)
Mortgagor Affidavit Foster Care Addendum (if applicable) (PDF) (10/13/2014)(MCC13.6.6-7)
Mortgagor Affidavit Veterans Addendum (if applicable) (PDF) (10/13/2014)(MCC13.6.8-9)
Income and Household Member Disclosure (PDF) (03/06/2017)(15.8)
Statement of Income Tax Filing (PDF) (03/06/2017)(15.12)
LOAN CLOSING
Seller Affidavit (PDF) (08/24/2012)(MCC13.7.1-2)
Closing Recapture Provision (PDF) (02/02/2009)(MCC.13.8)
OTHER
MCC Fax-In Reservation Form (PDF) (Non-House Key lenders only)(03/02/2017)(MCC13.9.1-2)
Refinancing Certification (PDF) (12/18/2017)(MCC13.11.1-2)
Notice of Cancellation of Recapture (PDF) (02/02/2009)(MCC13.12)
Post-Closing Checklist (PDF)(05/25/2016)(MCC13.13.1)
MCC Reissuance Checklist (PDF) (12/18/2017)(MCC 13.14)