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Information for Single-Family Lending and Real Estate Professionals
 
House Key Program Manual

These documents are provided for use by lending professionals trained by the Washington State Housing Finance Commission. For more information about our programs, please visit us at www.wshfc.org.

Section 1 – Introduction (PDF)

Section 2 – Terms and Conditions (PDF)

Section 3 – Eligible Borrowers (PDF)  

Section 4 – Property Requirements (PDF)

Section 5 – Recapture Tax (PDF)

Section 6 – Homebuyer Education (PDF)

Section 7 – Reservation Process (PDF)

Section 8 – Loan Origination and Processing (PDF)

Section 9 – Pre-Closing Compliance Review and Approval (PDF)

Section 10 – Loan Closing (PDF)

Section 11 – Post Closing Compliance Review and Approval (PDF)

Section 12 – Loan Purchase and Delivery (PDF)  

Section 13 –Downpayment Programs (PDF)

Section 14 – Special Programs (PDF)  

Section 15 – Forms (PDF)

Section 18 - Appendices:
Appendix III - HFA Preferred Conventional Product Guidelines (PDF) 
Appendix IV - Veterans Exception (PDF)