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Information for Single-Family Lending and Real Estate Professionals
 
Home Advantage Program Manual

These documents are provided for use by lending professionals trained by the Washington State Housing Finance Commission. For more information about our programs, please visit us at www.wshfc.org.

Emphasys Training for Lenders (PDF)

Table of Contents (PDF)

Section 1 – Introduction (PDF) 

Section 2 – Terms and Conditions (PDF)

Section 3 - Eligible Borrowers (PDF)

Section 4 – Property Requirements (PDF)

Section 6 – Homebuyer Education (PDF)  

Section 7 – Reservation Process (PDF)

Section 8 – Loan Origination and Processing (PDF)

Section 9 – Pre-Closing Compliance Review and Approval (PDF)

Section 10 – Loan Closing (PDF)

Section 11 – Post Closing Compliance Review and Approval (PDF)

Section 12 – Loan Purchase and Delivery (PDF)  

Section 13 – Downpayment Program (PDF)

Section 14 – Special Programs (PDF)  

Section 15 – Forms (PDF)

Section 16 – Program Announcements

Section 18 - Appendices:
  Appendix III - HFA Preferred Product (PDF) 

Section 19 - Frequently Asked Questions (PDF)