Homeowner Assistance

Worried about foreclosure? Behind on payments?
Get support today!

If You Need Help
Don’t wait — call the state Homeownership Hotline at 877‐894‐4663 to begin working with a housing counselor and connect to low‐cost legal aid, mediation and other support.

AVOID SCAMS — Many bad actors are waiting to take advantage of homeowners in trouble. Don’t be taken in by offers to help you for a fee. And be aware that federal funds are not yet available in our state. Watch this page and the Department of Commerce for updates.

Federal Funding Coming Soon
Federal funds are coming to Washington to help homeowners who have experienced hardships due to the pandemic (after January 21, 2020). The first $17 million of this Homeowner Assistance Fund (HAF) will be available over the next six months.

About the Homeowner Assistance Fund
Thanks to the American Rescue Plan Act (ARPA), Washington state will receive $173 million for homeowner assistance between July 2021 and September 2025.

When funds become available, the Housing Finance Commission and the Department of Commerce will partner to distribute them through our state’s robust support network for foreclosure prevention.

Review the Homeowner Assistance Fund Plan
· Review the plan
· Submit comments online
· Learn more about the plan and submitting comments verbally at the Department of Commerce HAF page

This is a six‐month pilot program that will inform the state’s plan for spending the rest of the $173 million by September 30, 2025.

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Washington State Housing Finance Commission 
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