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Information for Single-Family Lending and Real Estate Professionals
 
Program Announcement

April 14, 2025
Evaluating Self-Employed Income

The Washington State Housing Finance Commission in conjunction with Idaho Housing Finance & Association (IHFA) is pleased to partner with MGIC.

Join us for an exclusive webinar designed for HFA lenders, where we'll dive into evaluating self-employed income.

What You’ll Learn:

A comprehensive workshop that will help you dig deeper through self-employment borrower's tax returns to develop a clear picture of their monthly cash flow and overall financial standing. Evaluating personal tax returns, business tax returns as well as financial statements.

Walk through the fundamentals of using tax returns as documentation for your self-employed borrower's qualifying income.

Gain a better understanding of business structures, what tax forms are required to document income, and what factors to consider when you cash flow income.

Learn how to evaluate cash flow and analyze business earnings trends to determine whether borrower's business is financially stable and likely to be profitable.

Determine when balance sheets or year-to-date profit and loss (P & L) statements are required in order to establish stability or continuity of self-employed income.

When:

Wednesday, April 16, 2025, 9:00 am - 10:30 am PST.

Who Should Attend:

Mortgage professionals, loan officers, underwriters, processors, operations and anyone interested in expanding their knowledge in evaluating self-employed income.

Where:

Online: Register Here.

Questions? Contact Corinna.Obar@wshfc.org

 

 
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