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Information for Single-Family Lending and Real Estate Professionals
 
15 – Home Advantage Forms

These documents are provided for use by lending professionals trained by the Washington State Housing Finance Commission. For more information about our programs, please visit us at www.wshfc.org.  If lender uses Commission forms prepared by any outside source, the lender is responsible for the accuracy of the documents. Lenders are liable for all consequences due to omissions and inaccuracies. 

HOME ADVANTAGE FORMS

Origination

Rate Lock Extension Form

Reservation Change Request Form

Pre-Closing Compliance

Pre-Closing Compliance Review Checklist (PDF) (07/17/2023) (Page 15.13.1-2)

Post Closing Compliance

Post-Closing Compliance Review Checklist (PDF) (07/17/2023) (Page 15.20.1)

Lakeview Loan Servicing Loan Delivery Checklist
 For Government Home Advantage Loans with DTI at 45% or less.

Loan Delivery Checklist (PDF) (01/03/2023)

IHFA Loan Delivery Checklist
All Home Advantage Conventional Loans
For Government Home Advantage Loans with DTI at 45.01% up to 50%.

Loan Delivery Checklist (PDF) (01/03/2023)

HOME ADVANTAGE DOWNPAYMENT ASSISTANCE PROGRAM FORMS

Origination

DPA Legal Counsel Opinion Letter 2019 (PDF) (04/24/2019)

Loan Estimate (LE)-0% (Excel) *see note below

Loan Closing

Pull Closing Documents from Lender Online

Closing Disclosure (CD) (Excel) *see note below

Sample Commitment DPA Letter (PDF) (4/24/2019)

OTHER

Change of Employment Notice (02/04/2014)

* Please follow your own company’s compliance guidelines for TRID and RESPA. The loan is subject to repurchase if the loan is not eligible for pooling or is audited and found to not be in compliance. These forms are made available as a courtesy to our lenders to use at lender’s own discretion. Please feel free to use these disclosures or those provided by your Lending Institution. The Commission makes no representation regarding the accuracy or compliance of these forms with regulatory requirements. Please check with your own company’s compliance department regarding whether these forms satisfy your compliance requirements. By using these forms, you are agreeing that the Commission and its employees assume no responsibility for, and that you will hold the Commission and its employees harmless from, any claims or expenses that may be related to or arise from any violation of law arising from your use of these forms.

     

 
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