Tacoma Downpayment AssistanceClark County Downpayment Assistance Loan Program

Program Funds Fully Reserved

Disclaimer: The Commission does not endorse a person, business practice, product or service other than those of the Commission.

Clark County downpayment assistance is a second mortgage loan program that combines with the Home Advantage or House Key Opportunity first mortgage loan programs. This program allows up to $60,000 in downpayment assistance with payments deferred for 30 years, at 2% simple interest.

You must be a first-time homebuyer and the home you are purchasing must be your principal residence and owner-occupied. The definition of a first-time homebuyer is that you have not owned a home anytime in the past three years. There are no monthly payments, with the balance due and payable when the Borrower(s) 1) sells, refinances, transfers the property; 2) fails to maintain as principal place of residence; or 3) when the home is paid off (on or before 30 years).

You must attend a free Homebuyer Education Seminar sponsored by the Washington State Housing Finance Commission and receive your certificate. You will also attend a one-on-one pre-purchase counseling session just prior to closing. The seminar and counseling will provide you with the information you will need to purchase and maintain your first home.

Once you are pre-approved and your lender says you are ready to close, please contact one of the following agencies to schedule an appointment for the one-on-one pre-purchase counseling session:

African American Alliance for Homeownership, (503) 595-3517,

American Financial Solutions, (888) 864-8699

HomeSight, (206)760-4228,

Native American Youth and Family Center, (503) 288-8177,

Parkview Services, (509) 861-3330,

Proud Ground Community Land Trust, (503) 493-0293,

MAXIMUM INCOME LIMITS as of 04/03/2023

To be eligible for Clark County Downpayment Assistance, your qualifying income must not exceed $95,850




Funds may be used for downpayment and closing costs based upon need.


If you have questions about the Clark County Downpayment Assistance Loan Program, please contact Dietrich Schmitz by e-mail


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