Karen Carlson has several years of experience in the banking and mortgage lending industry. She administers the down payment assistance and special programs for the Washington State Housing Finance Commission. Carlson trains lenders, realtors and non-profit agencies on the Commission’s programs and works with agencies statewide on affordable housing issues. She has a Bachelor of Science in Business Administration and sits on several non-profit boards, including Habitat for Humanity of Kitsap County and the Kitsap Housing Coalition.

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