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House Key SchoolsHouse Key Schools


House Key Schools Program is a downpayment assistance second mortgage loan program with a 3.00% interest rate and a ten-year loan term for teachers and employees of community or technical colleges and K-12 public or private schools that are accredited or recognized by the state of Washington. House Key Schools combines with the Home Advantage first mortgage loan program. 

Borrowers must be first-time homebuyers or buying in a targeted area.

Borrowers must qualify for the Home Advantage Program first mortgage loan program. 

MAXIMUM INCOME LIMITS as of 01/03/2014

Island $73,000

King/Snohomish $88,200

Kitsap $74,000

Thurston $74,200

All Other Counties: $71,400

Borrowers must attend a Commission-sponsored homebuyer seminar prior to reserving funds. Cash back to borrowers is not allowed.


Eligible households may qualify for a maximum loan amount of up to $10,000.

A Participating Loan Officer can help you determine an acquisition price you can afford, how much cash you will need to close, and how much you can borrow on a House Key Schools loan.


See Premier Participating Loan Officers who have been helpful to first-time homebuyers.


If you have questios about the House Key Schools Downpayment Assistance Loan Program, please call Karen Carlson-Bunce at 206.287.4413 or toll free in WA 800.767.4663, Ext. 413, or email Karen.Carlson-Bunce@wshfc.org.


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