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House Key Schools Program is a downpayment assistance second mortgage loan program with a 3.00% interest rate and a ten-year loan term for teachers and employees of community or technical colleges and K-12 public or private schools that are accredited or recognized by the state of Washington. House Key Schools combines with the Home Advantage first mortgage loan program or the House Key Opportunity loan program.
Borrowers must be first-time homebuyers or buying in a targeted area.
Maximum Income Limits as of 01/01/2013
King & Snohomish Counties: $86,700
Kitsap County: $73,100
Thurston County: $77,300
All Other Counties: $71,600
Borrowers must attend a Commission-sponsored homebuyer seminar prior to reserving funds. Cash back to borrowers is not allowed.
Maximum Loan Amount
Eligible households may qualify for a maximum loan amount of up to $10,000.
A Participating Loan Officer can help you determine an acquisition price you can afford, how much cash you will need to close, and how much you can borrow on a House Key Schools loan.
Premier Participating Loan Officers who have been helpful
to first-time homebuyers.
Questions about the House Key Schools Program?
Please call Karen Carlson-Bunce at 206.287.4413 or toll free in WA 800.767.4663, Ext. 413, or email Karen.Carlson-Bunce@wshfc.org.