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HOME BUYER PROGRAMS
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House Key Schools

House Key Schools Program is a downpayment assistance second mortgage loan program with a 3.00% interest rate and a ten-year loan term for teachers and employees of community or technical colleges and K-12 public or private schools that are accredited or recognized by the state of Washington. House Key Schools combines with the Home Advantage first mortgage loan program or the House Key Opportunity loan program. 

Borrowers must be first-time homebuyers or buying in a targeted area.

Borrowers must qualify for the Home Advantage Program first mortgage or the House Key Opportunity loan program. 

Maximum Income Limits as of 01/01/2013

King & Snohomish Counties: $86,700

Kitsap County: $73,100

Thurston County:  $77,300

All Other Counties: $71,600

Borrowers must attend a Commission-sponsored homebuyer seminar prior to reserving funds. Cash back to borrowers is not allowed.

Maximum Loan Amount

Eligible households may qualify for a maximum loan amount of up to $10,000.

A Participating Loan Officer can help you determine an acquisition price you can afford, how much cash you will need to close, and how much you can borrow on a House Key Schools loan.

Participating Lenders

See Premier Participating Loan Officers who have been helpful to first-time homebuyers.

Questions about the House Key Schools Program?

Please call Karen Carlson-Bunce at 206.287.4413 or toll free in WA 800.767.4663, Ext. 413, or email Karen.Carlson-Bunce@wshfc.org.

12/27/2012