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House Key Plus Seattle

House Key Plus Seattle is a down payment assistance, second mortgage loan program that combines with the House Key State Bond first mortgage loan program.  This program is for people living within the city limits of Seattle.

This program allows up to $45,000 in down payment assistance with payments deferred for 30 years, at 3% simple interest.  There is Shared Appreciation required for the first 9 years.

Due to federal guidelines, the home must not have been occupied by a tenant within 90 days of the purchase and sale agreement.

You must be a first-time homebuyer and the home you are purchasing must be your principal residence and owner-occupied. The definition of a first-time homebuyer is that you have not owned a home anytime in the past three years.

You must attend a free Homebuyer Education Seminar sponsored by the Washington State Housing Finance Commission and receive your certificate.  The seminar will provide you with the information you will need to purchase and maintain your first home.

MAXIMUM INCOME LIMITS

To be eligible for House Key Plus Seattle, your household income must not exceed these limits:

1 person $44,950 | 2 person $51,400 | 3 person $57,800 | 4 person $64,200
5 person $69,350 | 6 person $74,500 | 7 person $79,650 | 8 person $84,750

MAXIMUM PURCHASE PRICE

$362,790

PARTICIPATING LENDERS

We would like to thank the following Lenders for their participation in House Key Plus Seattle Program:
Verify a mortgage company or individual: www.nmlsconsumeraccess.org

• William Griffin, Bank of America, 206.295.7811 william.h.grifffin@bankofamerica.com
• Keane Ng, Cobalt Mortgage 425-440-0777, keane@keaneloans.com
• Cristie Stapp, Cornerstone Home Lending, 206-521-6104  cristie@cristiestapp.com
• Joyce Hanson, Eagle Home Mortgage of Washington, 425-602-8961 jhanson@eaglehomemortgage.com
• Lin Helm, Eagle Home Mortgage of Washington, 206-940-7693 lhelm@eaglehomemortgage.com
• Nancey Perry, Eagle Home Mortgage of Washington, 253-852-1840 nperry@eaglehomemortgage.com
• Mark Williams, Eagle Home Mortgage of Washington, 425-732-3120 mwilliams@eaglehomemortgage.com
• Lynda Myrick, Evergreen Home Loans, 206-774-7590 lmyrick@evergreenhomeloans.com
• Cathy Pizzini, Evergreen Home Loans, 206-774-7595 cpizzini@evergreenhomeloans.net
• Kimberly Terry, Evergreen Home Loans, 206-774-7595 kterry@evergreenhomeloans.net
• Phil Ross, MLO-150797, Guild Mortgage, 253-246-6000 pross@guildmortgage.net
• Kim Toskey, MLO-184361, Guild Mortgage, 425-422-5286  ktoskey@guildmortgage.net
• Kate Beck, MetLife Home Loans, 206-691-2926  kjbeck@metlife.com
• Dan Blair, MetLife Home Loans, 206-691-2909  dblair@metlife.com
• Sandy Johnson, Mortgage Advisory Group, 425-224-8300 sjohnson@magloans.net
• Angela Cohen, Network Mortgage Services, 425-672-2810 angelac@networkhomeloans.com
• Gerri Rasmussen, Network Mortgage Services, 425-248-2319 gerrir@networkhomeloans.com
• Michelle Swanson, Prospect Mortgage, 425-776-1450 michelle.swanson@prospectmtg.com
• Chuck Chrobak, Sterling Savings Bank, 425-893-5723 chuck.chrobak@sterlingsavings.com
• Janis Layman, Sterling Savings Bank, 206-909-5300 janis.layman@sterlingsavings.com
• Nina Nicely, Sterling Savings Bank, 425-775-9968 nina.nicely@sterlingsavings.com
• Ozell Jackson, The Legacy Group, 425-533-2472 ozellj@legacyg.com
• Mia Vermillion, Wells Fargo, 253-861-8812  mia.vermillion@wellsfargo.com

QUESTIONS ABOUT THE HOUSE KEY PLUS SEATTLE DOWN PAYMENT ASSISTANCE PROGRAM

Please contact Karen Carlson at 206-287-4413 or toll free at 800-767-4663, Ext. 413, or by e-mail karen.carlson@wshfc.org.

01/03/2012